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Stripe is a plugin for e-commerce platforms that allows you to make payments without leaving the store. It was created through the work of an American-Irish company that offers a range of cutting-edge financial and software services, and the main goal of the plugin is to reduce the time of online transactions. Thanks to this software, online store customers are not redirected to external payment sites, which significantly increases the conversion rate and prevents shopping cart abandonment, and consequently contributes to an increase in income for e-commerce platform owners.

Płatność w sklepie internetowym, Stripe

Stripe - instant payments without redirection to external sites

Stripe is an extremely innovative online payment platform that operates in more than 100 countries worldwide and allows payments in 130 currencies. To use it, all you need to do is integrate your store with the plugin. This relieves the e-commerce store owner of the responsibility of storing and protecting the sensitive data of his customers, as this data is stored in an external system, making the payment process extremely secure. What's more, customers can make purchases using Stripe without creating an account.

 

All that is required is to have:

  • one of the most popular credit or debit cards in the world, e.g.: Visa, American Express or MasterCard;
  • an electronic wallet: Alipay, Apple Pay, Google Pay, Microsoft Pay, Masterpass, WeChat Pay;
  • local payment method: Bancontact, EPS, Giropay, iDEAL, Multibanco, P24, SEPA Direct Debit, SOFORT.

 

It is free software. All you need to do is synchronize it with your e-commerce platform. However, the company providing it generates profit by charging a commission for completed transactions of 2.9% on the amount. On the other hand, in case of returns or rejections of Stripe transactions, the store owner does not face any additional costs. Also, the company takes care of any conversion of dollar, euro and pound exchange rates, and the transaction itself takes place in less than 10 minutes. The platform is perfectly optimized for fast performance on mobile devices, and a whole staff of UX and UI specialists developed such an interface that effectively eliminated those areas where the customer could encounter problems in making payments. It's not only intuitive and fast, but also extremely secure thanks to Stripe Radar, which allows you to enable address verification and a customized fraud detection feature from the platform's dashboard.

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